Medicare Advantage (Part C)
All-in-one plans often including dental, vision, and hearing. Many with $0 monthly premiums.
Serving Michigan residents statewide
Your Medicare Journey Starts Here
Helping Michigan residents navigate Medicare with confidence, clarity, and a plan that fits their needs.
- Personal Medicare guidance
- Turning 65 support
- Advantage and Supplement comparisons
Turning 65
Getting ready for Medicare starts with the right timeline.
If you are approaching 65, Medicare can feel overwhelming at first. Parts A, B, C, and D work together in different ways, and your choices may affect cost, flexibility, and prescription coverage.
We can help you understand enrollment windows, avoid common mistakes, and compare plan types before you make a decision.
Medicare timing
Know when to enroll
Coverage choices
Compare your options clearly
Personal support
Ask questions anytime
Medicare Coverage Options
Plans to Fit Every Need & Budget
I compare plans across multiple carriers to find your best fit — no obligation, no pressure.
Insurance Carriers
Plans from Michigan's Top Carriers
As an independent broker, I work with all major Medicare carriers in Michigan — so you get unbiased advice and real choice.
Aetna
Medicare Advantage & Supplement Plans
Humana
Medicare Advantage & Supplement Plans
Blue Cross Blue Shield
Medicare Advantage & Supplement Plans
Priority Health
Medicare Advantage & Supplement Plans
UnitedHealthcare
AARP Medicare Plans
HAP
Medicare Advantage & Supplement Plans
Delta Dental
Dental, Hearing and Vision
Wellabe
Medicare Advantage & Supplement Plans
Don't see your current carrier? Call me — I work with many additional carriers across Michigan.
Medicare Notes
Helpful answers, without the insurance jargon.
Michigan Medicare Open Enrollment 2026: who is eligible and what are the rules?
Understand the October 15–December 7 enrollment window, which changes are allowed, and the Michigan-specific questions to review before choosing coverage.
Read the guideMedicare Advantage or Supplement: where does the comparison begin?
Start with the practical differences that can shape your costs, provider access, and day-to-day experience.
Compare the basicsFour things worth checking before you keep your current plan
A short annual review can help you spot changes to prescriptions, providers, benefits, and expected costs.
Review the listHow to check whether a Medicare Part D plan in Michigan fits your prescriptions
A practical drug coverage checklist for Oakland County residents and Medicare shoppers across Michigan.
Check the stepsFAQ
Common Medicare questions.
What is Medicare Part A and Part B?
Medicare Part A is hospital insurance. It helps cover inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. Medicare Part B is medical insurance. It helps cover doctor visits, outpatient care, durable medical equipment, and many preventive services. Together, Part A and Part B are known as Original Medicare, but they cover different types of care and can have different premiums, deductibles, and out-of-pocket costs.
What is Part C and Part D?
Medicare Part C, also called Medicare Advantage, is an alternative way to receive your Medicare benefits through a private insurance plan approved by Medicare. These plans include Part A and Part B coverage and may offer extra benefits such as dental, vision, hearing, or prescription drug coverage. Medicare Part D is prescription drug coverage. It can be included with some Medicare Advantage plans or purchased as a standalone plan to work alongside Original Medicare.
Do I have to sign up for Medicare at 65?
Not always. Your situation may depend on whether you are still working, have employer coverage, or are otherwise eligible for a special enrollment window.
Can I change plans later?
Yes. Many people review their coverage during annual enrollment or when life changes affect their needs.
Do you help with Turning 65 reviews?
Yes. We can walk through your options and help you understand what fits your situation best.
What should I review during annual enrollment?
It is helpful to review premiums, provider networks, prescription coverage, and out-of-pocket costs because plan benefits can change each year.
Can you compare Medicare Advantage and Supplement plans?
Yes. We can explain how each option works, compare available plans, and help you choose coverage that matches your health needs and budget.
About
Steve Grossman
Medicare guidance should be personal, understandable, and focused on you.
I'm Steve Grossman, founder of Grossman Medicare Solutions and a licensed independent Medicare insurance agent serving individuals and families throughout Michigan.
Before entering the Medicare insurance business, I spent more than 40 years in professional sales and client service. Throughout my career, my approach has been simple: listen first, understand what someone actually needs, explain the available choices clearly, and help them make an informed decision.
That's the same approach I bring to Medicare.
A Local Resource
Why I Started Grossman Medicare Solutions
Medicare can be confusing. There are enrollment deadlines, Medicare Advantage plans, Medicare Supplement plans, prescription drug coverage, provider networks, formularies, copays and benefits to consider—and the right answer isn't necessarily the same for everyone.
I started Grossman Medicare Solutions to give people a local resource they can call when they have questions.
My job isn't simply to show you insurance plans. It's to understand your situation—including your doctors, prescriptions, healthcare needs and budget—and help you compare the Medicare options available to you.
Focused On You
Independent Advice and Personal Service
As an independent agent, I represent multiple Medicare insurance carriers rather than working for one insurance company. That allows us to compare options based on what's important to you.
Whether you're approaching Medicare for the first time, retiring and leaving employer coverage, or reviewing an existing Medicare plan, I'll help you understand:
- When and how to enroll in Medicare
- Medicare Advantage versus Medicare Supplement
- Prescription drug coverage
- Provider networks and whether your doctors participate
- Prescription formularies and estimated drug costs
- Premiums, copays and potential out-of-pocket expenses
- Additional benefits available with certain plans
There is no cost to you for my services.
Ongoing Support
What You Can Expect From Me
I believe a Medicare advisor should be available before, during and after enrollment.
That means you can call me when you have a question—not just when it's time to select a plan. And because Medicare plans can change from year to year, I can also help you review your coverage annually to determine whether it continues to meet your needs.
You won't be pressured into making a quick decision. My goal is to give you the information you need to make a decision you're comfortable with.
Deep Local Roots
Michigan Is Home
Michigan isn't just where I do business—it's my home.
I've lived here practically all my life. I went to school here, built my career here, met my wife here, and raised my family here. My roots in Michigan run deep, and I'm proud to serve the people and communities I've been a part of for most of my life.
Outside of work, I love to golf, play tennis, listen to all kinds of music and enjoy Michigan's beautiful outdoors—especially walking with my lovable Labrador Retriever, Ruby.
When you work with Grossman Medicare Solutions, you're working with a local Michigan agent who understands our communities and is committed to providing personal, one-on-one service.
Personal Medicare Guidance
Let's Talk About Your Medicare Options
If you're approaching Medicare or simply have questions about your existing coverage, I'd be happy to talk with you. Reach out for a no-pressure conversation about your coverage needs, upcoming enrollment, or plan comparison questions.